Links

DaveRamsey.com  www.daveramsey.com

Car Valuation Sites:
 Kelly Blue Book - http://www.kbb.com/
NADA - http://www.nada.com/

Credit Reports/Government Sites:
 www.annualcreditreport.com -- where a consumer can get their credit report free every 12 months.
 Experian - www.experian.com/
 Transunion - www.transunion.com
 Equifax - www.equifax.com
 Federal Trade Commission - www.ftc.gov
 Federal Trade Commission ID Theft Site - www.ftc.gov/bcp/edu/microsites/idtheft
 IRS Withholding Calculator – www.irs.gov/individuals/article/0,,id=96196,00.html

Debt Reduction Calculator:
 Vertex2 - www.vertex42.com/Calculators/debt-reduction-calculator.html

Junk Mail/Phone Calls:
 Stop the Junk Mail (credit) - www.optoutprescreen.com/?rf=t
 Stop the Junk Mail (Direct Marketing) - www.dmachoice.org/dma/member/home.action
 Do Not Call List - www.donotcall.gov/

Online Coupons & Deals:
 Coupon Mountain - ready-to-use coupons and codes - CouponMountain.com
 Coupons.com - printable coupons - www.coupons.com
 SmartSource.com - printable coupons - www.smartsource.com
 DealCatcher.com - up-to-date offers and a user forum - www.dealcatcher.com
 FatWallet.com - search for cash back offers - www.fatwallet.com


 Money Saving Tips

Personal: Learn how to cut hair. While some experimenting may be required at first, many families have learned how to cut their own hair, sometimes saving hundreds of dollars per year.

Recreation / Vacationing / Entertainment: Learn how to make homemade crafts and toys. You will save money while bonding with your children. Various books and websites contain numerous ideas.

Consider This: Learn to analyze the value and necessity of financial risks. If you fail to take the needed risks, you will likely fail to excel, causing you to feel discouraged. On the other hand, taking the wrong risks will cause you to lose financially, making you feel like a failure. Before making a decision, analyze it to determine the potential outcome, both positive and negative, of that risk. Then make your decision and act upon it.

Medical / Health: Learn what your healthcare plan does and does not cover. Do not be afraid to ask questions. Understanding your coverage will aid you in understanding your healthcare options and saving money.

Auto: Maintain a good driving record. In addition to eliminating costly speeding tickets and car accidents, this behavior will often lower the cost of your insurance, saving you a substantial amount of money during your lifetime.

Refresh this page to see more money savings tips!


 Newsletter Sign Up

your name (your email)  


 Time Saving Tips

Organizing: Type up instructions for babysitters and save them on your computer so you don't need to rewrite them each time. Hang the sheet on the refrigerator.

Work: Understand the quality of work needed for a particular task. If it doesn't have to be perfect, strive for excellence. Perfectionism wastes time and increases stress.

Priorities: View learning as an investment. While it may require time and effort, it can produce tremendous results. If you don't have the time to increase your knowledge, consider reevaluating your priorities.

Home: When baking cookies, double or triple the recipe. Store the extras in the freezer.

Cleaning: When cleaning, don't make your home look perfect. Learn the importance of ?good enough.?

Refresh this page to see more time savings tips!


 Bryan's Blog/Articles

Do You Live Like an Inbox?  (Mar 06, 2013)
I’ll Blow the Budget Tomorrow  (Feb 27, 2013)
“Someone is sitting in the shade today b  (Feb 25, 2013)
Did you get up this morning and say a) G  (Feb 25, 2013)
Success is a matter of understanding and  (Feb 22, 2013)
Personal Improvement: Interest Isn’t the Only Thing that Compounds!  (Feb 20, 2013)
Are you looking for options with Financi  (Feb 18, 2013)
These People are Toxic!  (Feb 13, 2013)
Is This the Life YOU Want?  (Feb 06, 2013)
What about the Past?  (Jan 30, 2013)

Visit Bryan's Blog


 Balance Up!

Balance Up: 42 Days to Maximize, Energize, and Organize Your Life.



 Contact Us!

Got a question? How about some feedback? We'd love to hear from you!


 Tell a Friend!

From: your name (your email)

 

Message:



 Worksheets/Other Resources

Balance Up - The 8 Steps PDF
CreditReportDisputeLetterTemplate PDF
Cutting Your Costs Savings Chart PDF
44MoneySavingTips PDF
Ledger Tracking Sheet PDF  Excel
Master To Do List PDF
Pro Rata Sample Letter PDF
Pro Rata Sample Letter - Recently Single PDF
Recommended Percentage Guidelines PDF
WorkplaceSolutions PDF


Comments from Bryan's clients:




 Member Login 
Email:
Password:
Not a Member Yet? Sign Me Up!

Disclaimer

MyFinancialLifeCoach.net is a financial coaching service. The information provided is believed to be reliable, but its accuracy and completeness are not guaranteed nor are any specific results guaranteed. It is provided with the understanding that the counselor/coach is not engaged to render legal, accounting or other professional advice. Since your situation is fact dependent, you must additionally seek the services of an appropriate licensed legal, accounting, or investment services.

In accordance with IRS Circular 230, any US federal tax information provided in this document is not intended or written to be used to avoid tax penalties that may be imposed on the recipient or any other taxpayer, or to promote, market or recommend a partnership, entity, investment strategy, arrangement or other transaction addressed herein.