Car Valuation Sites:
 Kelly Blue Book -

Credit Reports/Government Sites: -- where a consumer can get their credit report free every 12 months.
 Experian -
 Transunion -
 Equifax -
 Federal Trade Commission -
 Federal Trade Commission ID Theft Site -
 IRS Withholding Calculator –,,id=96196,00.html

Debt Reduction Calculator:
 Vertex2 -

Junk Mail/Phone Calls:
 Stop the Junk Mail (credit) -
 Stop the Junk Mail (Direct Marketing) -
 Do Not Call List -

Online Coupons & Deals:
 Coupon Mountain - ready-to-use coupons and codes - - printable coupons - - printable coupons - - up-to-date offers and a user forum - - search for cash back offers -

 Money Saving Tips

Food (Grocery & Eating Out): Do not limit yourself to a certain brand. Buy what is on sale. Sometimes name brands are cheaper than store brands during a sale or with a coupon, so pay attention to pricing.

Consider This: Do not make a financial decision under stress. Emotions tend to impair judgment, so wait until you are able to think objectively before making any important decisions.

Household and Utilities: Do not place furniture, carpeting, or drapes over air registers. These items block the registers, causing them to be ineffective.

Consider This: Don't always purchase new school supplies for your children. Instead, reuse what is still in decent shape.

Medical / Health: Don't automatically pay your medical bills as soon as you get them. Read them over carefully to be sure you weren't billed too much. If you don't understand something, ask about it.

Refresh this page to see more money savings tips!

 Newsletter Sign Up

your name (your email)  

 Time Saving Tips

Cleaning: Put things away. Also, be sure to store things in convenient locations near where you use them.

Home: Rather than aimlessly surfing the web for hours, set a time limit. Once the allotted time has passed, turn off the computer.

Work: Rather than assuming, ask your boss what he expects of you. Ask him what you do that does and does not work for him. You cannot fulfill his expectations if you don't understand them.

Work: Rather than jumping from one task to the next, try grouping like tasks together. By completing similar tasks near one another, you will increase your productivity.

Consider This: Rather than learning through trial and error, read the instructions before attempting a task. This is especially beneficial when learning about new software. Follow the instructions before experimenting on your own.

Refresh this page to see more time savings tips!

 Bryan's Blog/Articles

Do You Live Like an Inbox?  (Mar 06, 2013)
I’ll Blow the Budget Tomorrow  (Feb 27, 2013)
“Someone is sitting in the shade today b  (Feb 25, 2013)
Did you get up this morning and say a) G  (Feb 25, 2013)
Success is a matter of understanding and  (Feb 22, 2013)
Personal Improvement: Interest Isn’t the Only Thing that Compounds!  (Feb 20, 2013)
Are you looking for options with Financi  (Feb 18, 2013)
These People are Toxic!  (Feb 13, 2013)
Is This the Life YOU Want?  (Feb 06, 2013)
What about the Past?  (Jan 30, 2013)

Visit Bryan's Blog

 Balance Up!

Balance Up: 42 Days to Maximize, Energize, and Organize Your Life.

 Contact Us!

Got a question? How about some feedback? We'd love to hear from you!

 Tell a Friend!

From: your name (your email)



 Worksheets/Other Resources

Balance Up - The 8 Steps PDF
CreditReportDisputeLetterTemplate PDF
Cutting Your Costs Savings Chart PDF
44MoneySavingTips PDF
Ledger Tracking Sheet PDF  Excel
Master To Do List PDF
Pro Rata Sample Letter PDF
Pro Rata Sample Letter - Recently Single PDF
Recommended Percentage Guidelines PDF
WorkplaceSolutions PDF

Comments from Bryan's clients:

 Member Login 
Not a Member Yet? Sign Me Up!

Disclaimer is a financial coaching service. The information provided is believed to be reliable, but its accuracy and completeness are not guaranteed nor are any specific results guaranteed. It is provided with the understanding that the counselor/coach is not engaged to render legal, accounting or other professional advice. Since your situation is fact dependent, you must additionally seek the services of an appropriate licensed legal, accounting, or investment services.

In accordance with IRS Circular 230, any US federal tax information provided in this document is not intended or written to be used to avoid tax penalties that may be imposed on the recipient or any other taxpayer, or to promote, market or recommend a partnership, entity, investment strategy, arrangement or other transaction addressed herein.