Worksheets/Other Resources

Balance Up - The 8 Steps PDF
CreditReportDisputeLetterTemplate PDF
Cutting Your Costs Savings Chart PDF
44MoneySavingTips PDF
Ledger Tracking Sheet PDF  Excel
Master To Do List PDF
Pro Rata Sample Letter PDF
Pro Rata Sample Letter - Recently Single PDF
Recommended Percentage Guidelines PDF
WorkplaceSolutions PDF

 Money Saving Tips

Consider This: To avoid losing as many school supplies, write your child's name or initials on them. This tip should also be applied to clothing that could be lost at school.

Consider This: Understand the difference between a want and a need. Prioritize your expenses accordingly. At times, wants must be sacrificed to obtain your goals.

Consider This: Understand what you are and are not doing correctly in regard to your finances. Persist in the good and change the bad. You cannot solve your problems without first identifying the cause.

Consider This: Use plastic grocery bags as trash bags for small wastebaskets.

Household and Utilities: Use rechargeable batteries for appliances which you use often rather than frequently replacing disposable batteries.

Refresh this page to see more money savings tips!

 Newsletter Sign Up

your name (your email)  

 Time Saving Tips

Goals: Find great role models to be your advisors. If you have a goal, find someone who has accomplished the same thing and learn from that person.

Home: Group household chores together. For example, wash both cars at the same time rather than separately or wash all of the windows in the house or on a floor at the same time instead of cleaning each room individually.

Home: Have a definite reason for using the computer. If you turn it on without a plan, you will likely discover yourself wasting time browsing the web, visiting social networks, and doing other things that you never intended to do when you first got on.

Home: Have your children select their clothing and breakfast before bed to avoid the morning rush and stress. Encourage them to pack up any school books and supplies at night.

Goals: If an activity or commitment is distracting you from your goals or wasting your time, quit it. Focus your effort and time on more important pursuits. It is better to put much effort into a few things then a little effort into many things.

Refresh this page to see more time savings tips!

 Bryan's Blog/Articles

Do You Live Like an Inbox?  (Mar 06, 2013)
I’ll Blow the Budget Tomorrow  (Feb 27, 2013)
“Someone is sitting in the shade today b  (Feb 25, 2013)
Did you get up this morning and say a) G  (Feb 25, 2013)
Success is a matter of understanding and  (Feb 22, 2013)
Personal Improvement: Interest Isn’t the Only Thing that Compounds!  (Feb 20, 2013)
Are you looking for options with Financi  (Feb 18, 2013)
These People are Toxic!  (Feb 13, 2013)
Is This the Life YOU Want?  (Feb 06, 2013)
What about the Past?  (Jan 30, 2013)

Visit Bryan's Blog

 Balance Up!

Balance Up: 42 Days to Maximize, Energize, and Organize Your Life.

 Contact Us!

Got a question? How about some feedback? We'd love to hear from you!


Car Valuation Sites:
 Kelly Blue Book -

Credit Reports/Government Sites: -- where a consumer can get their credit report free every 12 months.
 Experian -
 Transunion -
 Equifax -
 Federal Trade Commission -
 Federal Trade Commission ID Theft Site -
 IRS Withholding Calculator –,,id=96196,00.html

Debt Reduction Calculator:
 Vertex2 -

Junk Mail/Phone Calls:
 Stop the Junk Mail (credit) -
 Stop the Junk Mail (Direct Marketing) -
 Do Not Call List -

Online Coupons & Deals:
 Coupon Mountain - ready-to-use coupons and codes - - printable coupons - - printable coupons - - up-to-date offers and a user forum - - search for cash back offers -

 Tell a Friend!

From: your name (your email)



Comments from Bryan's clients:

 Member Login 
Not a Member Yet? Sign Me Up!

Disclaimer is a financial coaching service. The information provided is believed to be reliable, but its accuracy and completeness are not guaranteed nor are any specific results guaranteed. It is provided with the understanding that the counselor/coach is not engaged to render legal, accounting or other professional advice. Since your situation is fact dependent, you must additionally seek the services of an appropriate licensed legal, accounting, or investment services.

In accordance with IRS Circular 230, any US federal tax information provided in this document is not intended or written to be used to avoid tax penalties that may be imposed on the recipient or any other taxpayer, or to promote, market or recommend a partnership, entity, investment strategy, arrangement or other transaction addressed herein.